Covers you and your employees when driving for business. Commercial auto covers most of the same things as personal auto but varies in some aspects.
Covers your building, signage, inventory, and more.
Provides additional liability insurance above and beyond your underlying general liability, commercial auto, and other policies.
Covers you when you cause damage or injury to someone else. Covers damage from products or services you provide, advertising injury, and more.
Covers you from claims that you made an error or omission in your professional duty to another person.
Covers your employees when they are injured or made ill in the course of their work.
Many industries require unique coverage. We can help determine the coverage you need.
As an independent agency, we have the flexibility and company options to help nearly any type of business. Some of the most common types of companies we help are:
Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken.
To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.
Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents.
The Valento Insurance Agency is licensed in Minnesota, Iowa, & Wisconsin. Serving Inver Grove Heights MN, Eagan MN, St Paul MN, Woodbury MN, Mendota Heights MN, Apple Valley MN, Cottage Grove MN, Maplewood MN, Oakdale MN, and more.
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