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Business Insurance

We compare business insurance quotes for you

When you get a quote from the Valento Insurance Agency, you’re actually getting a comparison of quotes from up to 30 top business insurance companies. Save yourself the time and hassle of comparison shopping for insurance – we’ll do it for you!

Commercial Insurance Coverage

Commercial Auto Insurance

Covers you and your employees when driving for business. Commercial auto covers most of the same things as personal auto but varies in some aspects.

Commercial Property Insurance

Covers your building, signage, inventory, and more.

Excess Liability Insurance

Provides additional liability insurance above and beyond your underlying general liability, commercial auto, and other policies.

General Liability Insurance

Covers you when you cause damage or injury to someone else. Covers damage from products or services you provide, advertising injury, and more.

Professional Liability Insurance

Covers you from claims that you made an error or omission in your professional duty to another person.

Worker’s Compensation Insurance

Covers your employees when they are injured or made ill in the course of their work.

And More

Many industries require unique coverage. We can help determine the coverage you need.

Business Insurance Information

Businesses We Cover

As an independent agency, we have the flexibility and company options to help nearly any type of business. Some of the most common types of companies we help are:

  • Daycares
  • Realtors / Property Managers
  • Auto Shops / Dealers
  • Bakeries
  • Restaurants
  • Non-profits
  • Retailers
  • And more. We can help with almost any type of business.

Do I need work comp insurance?

Employers have a legal responsibility to their employees to make the workplace safe. However, accidents happen even when every reasonable safety measure has been taken. 

To protect employers from lawsuits resulting from workplace accidents and to provide medical care and compensation for lost income to employees hurt in workplace accidents, in almost every state, businesses are required to buy workers compensation insurance. Workers compensation insurance covers workers injured on the job, whether they’re hurt on the workplace premises or elsewhere, or in auto accidents while on business. It also covers work-related illnesses.

Workers compensation provides payments to injured workers, without regard to who was at fault in the accident, for time lost from work and for medical and rehabilitation services. It also provides death benefits to surviving spouses and dependents. 

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